Terms of Use

Acceptance of Terms

These Terms of Use ("Terms") govern your access to and use of the website located at mygiftscardhub.com (the "Site"), operated by MyGifts Card Hub, 8533 SE 17th Ave, Portland, OR 97202. By accessing or using this Site, you agree to be bound by these Terms. If you do not agree to these Terms, do not use this Site.

These Terms apply to all visitors, users, and others who access the Site. We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.

These Terms should be read together with our Privacy Policy and Cookie Policy, which are incorporated by reference into these Terms.

Nature of Content: Informational Only

This Site is an informational resource. All content on this Site is provided for general informational and educational purposes only. The Site does not sell, issue, load, or redeem prepaid gift cards or any other financial products or instruments.

Nothing on this Site constitutes legal advice, financial advice, investment advice, or any other form of professional advice. The information presented is general in nature and may not apply to your specific situation. Laws and regulations vary by state and may change. Information on this Site may not reflect the most current legal developments.

You should not rely on the information on this Site as a substitute for consultation with a qualified attorney, financial advisor, or other professional who can advise you based on your specific circumstances. If you have a dispute with a gift card issuer or retailer, consulting with a licensed attorney or contacting the relevant consumer protection agency is the appropriate course of action.

We make reasonable efforts to ensure that the information on this Site is accurate and up to date, but we do not warrant or represent that the information is complete, current, or error-free. The information is provided "as is" without warranties of any kind.

Permitted Use of This Site

You may access and use this Site for personal, non-commercial informational purposes. You may print or download content from this Site for your personal reference. These rights are non-exclusive and non-transferable.

You agree not to:

• Use this Site for any unlawful purpose or in violation of any applicable law or regulation
• Reproduce, distribute, publish, or commercially exploit any content from this Site without our prior written consent
• Use automated tools, bots, scrapers, or similar technologies to access, collect, or index content from this Site in bulk
• Attempt to gain unauthorized access to any part of this Site or its underlying systems
• Transmit any harmful, offensive, or disruptive content through any contact or submission mechanisms on this Site
• Impersonate any person or entity or misrepresent your affiliation with any person or entity in connection with your use of this Site
• Interfere with or disrupt the operation of this Site or the servers or networks connected to it

We reserve the right to terminate or restrict your access to this Site at any time, without notice, for any reason, including if we believe you have violated these Terms.

Intellectual Property

The content on this Site, including but not limited to text, graphics, logos, icons, and the overall design and arrangement of the Site, is owned by or licensed to MyGifts Card Hub and is protected by United States copyright law and applicable international copyright treaties.

The MyGifts Card Hub name and logo are proprietary identifiers of this resource. You may not use them without our prior written permission.

Nothing in these Terms grants you any right to use any trademark, service mark, or trade name belonging to MyGifts Card Hub or any third party. All rights not expressly granted in these Terms are reserved.

If you believe that content on this Site infringes your copyright or other intellectual property rights, please contact us at info@mygiftscardhub.com with a description of the alleged infringement and your contact information. We will investigate and respond appropriately.

Third-Party Links and Resources

This Site may contain references or links to external websites, including government websites, consumer protection agency portals, and other informational resources. These links are provided for your convenience and informational purposes only. They do not constitute an endorsement or approval of any third-party website, its content, or the products or services offered on it.

We have no control over the content, privacy practices, or terms of use of external websites. We are not responsible for the accuracy, completeness, or legality of content on any external site. Accessing any external site linked from this Site is at your own risk, and you should review the terms and privacy policies of any external site you visit.

References to specific laws, regulations, or government agencies are provided for informational context only. We do not represent that any specific provision of law applies to your situation, and you should verify current law through official government sources.

Disclaimers

THIS SITE AND ALL CONTENT ON IT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT THAT ANY INFORMATION ON THIS SITE IS ACCURATE, COMPLETE, CURRENT, OR SUITABLE FOR ANY PARTICULAR PURPOSE.

THE INFORMATION ON THIS SITE IS GENERAL IN NATURE AND MAY NOT APPLY TO YOUR SPECIFIC CIRCUMSTANCES. LAWS AND REGULATIONS GOVERNING GIFT CARDS VARY BY STATE AND CHANGE OVER TIME. INFORMATION ON THIS SITE MAY NOT REFLECT THE MOST CURRENT LEGAL REQUIREMENTS IN YOUR JURISDICTION.

USE OF THIS SITE AND RELIANCE ON ANY INFORMATION PROVIDED HERE IS ENTIRELY AT YOUR OWN RISK.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, MYGIFTS CARD HUB AND ITS OPERATORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THIS SITE OR RELIANCE ON ANY INFORMATION PROVIDED HERE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THIS SITE WILL NOT EXCEED ONE HUNDRED US DOLLARS ($100.00).

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN WARRANTIES OR LIABILITY, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN THOSE JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

Indemnification

You agree to indemnify, defend, and hold harmless MyGifts Card Hub and its operators, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of this Site, your violation of these Terms, or your violation of any rights of a third party.

We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. In that case, you agree to cooperate with our defense of that claim.

Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Oregon, without regard to its conflict of law principles. You agree that any dispute arising out of or related to these Terms or your use of this Site will be subject to the exclusive jurisdiction of the state and federal courts located in Multnomah County, Oregon.

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force and effect.

Our failure to enforce any provision of these Terms does not constitute a waiver of our right to enforce that provision in the future. These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and MyGifts Card Hub with respect to your use of this Site.

Contact Information

If you have questions about these Terms of Use, please contact us: